The Week Before Closing on a Texas Home: What to Expect

Quick Answer: The week before closing looks quiet from the outside, but a lot is happening: clear to close, your Closing Disclosure, repair checks, the final walkthrough, and signing. One safety rule: always confirm wiring instructions by phone with your title company.

What happens each day?

• Monday: I confirm the loan is clear to close.

• Tuesday: I go through your Closing Disclosure with you, line by line.

• Wednesday: I check that the repairs were done.

• Thursday: final walkthrough and a last check with title.

• Friday: you sign and get your keys.

How do I protect myself from wire fraud?

Always confirm wiring instructions by phone with your title company, using a number you already know.

Which part should be explained first?

Tell me the part of closing week that worries you most and I will start there.

Frequently Asked Questions

What is a Closing Disclosure?
A document that lists your final loan terms and costs. You should receive it at least three business days before closing.

What does clear to close mean?
It is the lender's final sign-off that all conditions are met.

How do I avoid wire fraud at closing?
Confirm wiring instructions by phone with your title company, using a number you already know.

Questions about this? Send me a message or call 512-300-8611, in English or Vietnamese. See also first-time home buyers in round rock with Ai Tran.

Ai Tran, NMLS #2627075. Loans through Loan Factory, NMLS #320841, in Texas and California only. Equal Housing Lender. Subject to underwriting approval; not all applicants qualify. Disclosures · Texas disclosures. This post was first published on 2026-10-25; market figures are as of that date.