First-Time Home Buyers in Round Rock

First-time home buyers in Round Rock usually face a choice they did not expect. The neighborhoods near Brushy Creek and Forest Creek were built in the 1980s and 1990s, while the communities around Old Settlers Park are newer. The two kinds of home feel different, cost differently to keep up, and show up differently in an inspection report. I am Ai Tran, a Realtor with 2020 Realty and a Loan Officer with Loan Factory, and Round Rock is my home base.

Before you pick a side, we find your real number: what a lender will approve and what you are comfortable paying each month, with property taxes and insurance included. Every home you tour after that is one you can actually buy.

We sign a written buyer agreement before any showing, so you know what I do for you and how I am paid. Then we tour the homes that fit your number and your needs, with I-35, SH 45 and SH 130 in mind if you commute. When an older home near Brushy Creek catches your eye, I point out the roof, the windows and the systems, because those are the costs a newer home may not have yet.

Once your offer is accepted, your earnest deposit goes to the title company. During the option period you can inspect the home and still walk away under the contract's terms, which matters most on a home that has had thirty or forty years of use. Closing happens at a title company, and I go through your Closing Disclosure with you line by line. The full steps are on how buying a home works with me.