Do You Need Perfect Credit to Buy in Round Rock? Not Even Close

“I need perfect credit before I buy.”

I hear this all the time in Round Rock.

And it’s not true.

I’ve worked with buyers in the 600 to 680 range who were still able to buy.

The difference?

They understood their options early.

If you’re not sure where your credit stands:

Send me “CREDIT”

Questions about this? Send me a message or call 512-300-8611, in English or Vietnamese. See also first-time home buyers in round rock with Ai Tran.

Ai Tran, NMLS #2627075. Loans through Loan Factory, NMLS #320841, in Texas and California only. Equal Housing Lender. Subject to underwriting approval; not all applicants qualify. Disclosures · Texas disclosures · NMLS Consumer Access. This post was first published on 2026-04-27; market figures are as of that date.